Personal

Home, Condo & Renters Insurance

No two homes are exactly alike. Buying a policy “off the shelf ” without a plan can result in a difference between what you need and what you’re paying for. Your homeowner’s policy should reflect the uniqueness of your home and your lifestyle. Whether you own a house, a condominium or rent an apartment, for most people their home is their most important investment. As a leader of quality protection we have developed one of the most outstanding reputations of offering the highest rated homeowners insurance plans in America today….[Read More]


Auto Insurance

Enjoying the freedom and mobility your vehicle provides is part and parcel of the American dream. Our job is to help you protect that dream. Choosing the right automobile insurance coverage can be a confusing experience for most people. With different Liability limits, Comprehensive, Collision, Personal Injury Protection and Medical coverages to choose from it’s easy for most consumers to make simple mistakes that could quickly become a drastic consequence towards their financial stability & well being….[Read More]


Life Insurance

Defining your needs is the place to start! Life insurance is simply protection to ensure that your family will have financial security when you die. If something should happen to you, how will they be able to continue doing the things they take for granted, like live in a nice home, continue their education, or create a retirement nest egg without you? Life insurance can help to provide the answer…..[Read More]


Medicare Supplement

If you are turning 65, been on Social Security Disability for 2 years, or been diagnosed with End Stage Renal Disease then you are entitled to basic Medicare coverage.  However, with basic Medicare you have deductibles, co-payments, and coinsurance to pay.  With a Medicare supplement you can be rest assured that most of these added expenses with basic Medicare would be paid by a supplement policy……[Read More]


Personal Liability Insurance

Personal Liability insurance protects your assets in the event that you (or a member of your household) accidentally injure another person or damage someone’s property. It’s known as “third-party insurance,” because it protects you if a third party files a claim against you. Liability insurance will pay for a legal defense in the event of a lawsuit, and pay medical and/or property claims for which you are found legally liable, up to the limits of the policy….[Read More]

Higgins Insurance - Voted Best Place to Work in Kentucky - 2024 Winner Big I Best Practices Agency 2023 - Higgins Insurance

Copyright © 2024 Higgins Insurance. All Rights Reserved. // Website Designed by Thrive Creative Group, LLC