We Specialize in Insurance Solutions for Government Organizations and Public Entities

Higgins represents several highly rated insurance companies specializing in cities, counties, and public entities. Whether a city or a volunteer fire department we can design a custom tailored program within any municipality’s budget. For the benefit of each decision maker we regularly meet with you during the year. As an Independent Agent, we annually monitor the insurance market on your behalf to obtain the best coverage and pricing for you. Please call us to analyze your current insurance program and allow our specialists to negotiate broader coverages on your behalf. Working together, we will do our best to identify and solve potential claim problems before they arise. Protecting Public Entities since 1897.

You Can Count on Us!

Does your Public Entity insurance program include:

  • Public Officials Liability coverage?
  • Employment Practices Liability coverage?
  • Full building and contents replacement cost coverage?
  • Implemented Safety Programs?
  • A regular review of contracts and leases?

Please call (270) 886-3939 or (931) 647-9270 for a Government insurance.

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