Personal Insurance

Sheila Covington
Account Manager
(270) 886-3939 x113
scovington@higgins-ins.com

Sheila started her insurance career in 1980 and has been with Higgins Insurance since 1999. She is a Personal Lines Account Manager. Sheila graduated from Christian County High School. Sheila and her husband Herb reside in Hopkinsville. She enjoys reading and spending time with her friends and family.

Karen Hunter, ACSR
Account Manager
(270) 886-3939 x112
khunter@higgins-ins.com

Karen joined the staff at Higgins Insurance in February 1977 and is a Personal Lines Account Manager. Karen graduated from Christian County High School and has obtained her ACSR (Accredited Customer Service Representative) designation. She resides in Hopkinsville with her husband and she has two children and four grandchildren. She is an active member in the Hopkinsville Business and Professional Women’s Club, serves on the state level of the Kentucky Federation of Business and Professional Women, board member of the Hopkinsville Christian County Crime Stoppers and a Sunday School Teacher and Choir Member of the Locust Grove Baptist Church. Karen enjoys spending all of her free time with her children and grandchildren.

Jerry Morse
Sales
(270) 886-3939 x111
jmorse@higgins-ins.com

Jerry joined the agency in 1996. He is in Sales for Personal Lines, Life and Health and Commercial Lines. Jerry graduated from Christian County High School. He began his career in insurance in 1993. He has two children, Sally and J.B., who are both very involved in many activities. Jerry is active with the Hopkinsville Rotary Club, where he has served as president.

Bradley Sandifer, CIC
Sales
(270) 886-3939 x119
bsandifer@higgins-ins.com

Bradley joined the agency in July of 2007 and has been in the insurance industry since 2005. Bradley handles sales for Commercial Lines, Life and Health and Personal Lines Insurance. Bradley graduated from Hopkinsville High School and has a BS in Agricultural Economics from University of Kentucky. He and his wife Allison have two daughters, Allie and Hannah. He enjoys hunting, sports and spending time with his family.