Employee Benefits

Sheila Alder
Account Manager
(270) 886-3939 x114
salder@higgins-ins.com 

Sheila joined the Higgins Insurance agency in 2005 after working 22 years in Human Resources. She is a Life and Health Account Manager. Sheila and her husband Ed have 7 children and 16 grandchildren and they presently live in Muhlenberg County. Sheila graduated from Hammond Technical Vocation High School. She enjoys serving with the Road Riders for Jesus Motorcycle Ministry, writing in her journals, playing the piano and singing.

Pam Cannon
Account Manager
(270) 886-3939 x115
pcannon@higgins-ins.com 

Pam joined the agency in December 1999 and is currently a Life & Health Account Manager. Pam is married and has two teenage daughters. She graduated from Christian County High School. Pam is a member of Canton Baptist Church and is very active in her daughters’ activities at school. She enjoys shopping, attending church and spending time with her family & friends.

Lee Conrad
Sales
(270) 886-3939 x105
lconrad@higgins-ins.com 

Lee joined Higgins Insurance in 2012. He is in Sales for Commercial Lines, Life and Health and Personal Lines Insurance. Lee graduated from Crittenden High School and has a BA in Political Science from the University of Kentucky. He and his wife, Meagan, have twin sons, Jack and Graham. He enjoys spending time with his family, playing tennis, and coaching YMCA youth flag football.

Tim Kittell, CIC
Sales, Clarksville
(931) 647-9270 x205
tkittell@higgins-ins.com 

Tim joined the Higgins Insurance in 2005. He is in Sales for Commercial Lines, Life and Health and Personal Lines insurance. Tim graduated from Bismarck High School and has a degree in Industrial Technology. He received his CIC designation in 2008. Tim is married to his wife Julie and they have two children and four grandchildren. He enjoys spending time with his grandchildren, traveling and gardening.

Mack Major, CIC
Sales
(270) 886-3939 x103
mmajor@higgins-ins.com 

Mack joined the agency in May 1992, specializing in employee benefits. He graduated from Christian County High School and has a BS in Hospital Administration from the University of KY and a Masters of Business Administration from Vanderbilt University. He is married ten years to Lynn and they have one son, Mack. Mack enjoys spending time with family, golf, tennis and University of KY athletics.

Jerry Morse
Sales
(270) 886-3939 x111
jmorse@higgins-ins.com 

Jerry joined the agency in 1996. He is in Sales for Personal Lines, Life and Health and Commercial Lines. Jerry graduated from Christian County High School. He began his career in insurance in 1993. He has two children, Sally and J.B., who are both very involved in many activities. Jerry is active with the Hopkinsville Rotary Club, where he has served as president.

Thomas Estes
Sales
(270) 886-3939 x130
thomasestes@higgins-ins.com 

Thomas recently joined Higgins Insurance in 2010. He graduated from Owensboro Catholic High School in 2005 and went on to Western Kentucky University to get his BS degree in Technology Management. Thomas enjoys spending time with family, WKU sports, cornhole, tennis, going to the lake, and golf.