Commercial Insurance

Malcolm Blane, CIC
Sales & Agency Principal (270) 886-3939 x108
mblane@higgins-ins.com 

Malcolm joined Higgins in 1978 and became a partner in 1982. He graduated from Hopkinsville High School in 1973. He majored in insurance at the University of Mississippi and graduated in 1977. Malcolm earned his Certified Insurance Counselor designation in 1995 and specializes in Commercial Insurance. He is married, has a teenage daughter, and attends Grace Episcopal Church. He enjoys all SEC sports, travel, and golf.

Darlene Bolton, ACSR
Account Manager
(270) 886-3939 x116
dbolton@higgins-ins.com 

Darlene joined the agency in 1975. She is an Account Manager for Commercial Lines. In 1994 she acquired the ACSR (Accredited Customer Service Representative) designation. She graduated locally from Christian County High School. Darlene has one child and four grandchildren. She attends First Christian Church/Disciples of Christ.

Lee Conrad
Sales
(270) 886-3939 x105
lconrad@higgins-ins.com 

Lee joined Higgins Insurance in 2012. He is in Sales for Commercial Lines, Life and Health and Personal Lines Insurance. Lee graduated from Crittenden High School and has a BA in Political Science from the University of Kentucky. He and his wife, Meagan, have twin sons, Jack and Graham. He enjoys spending time with his family, playing tennis, and coaching YMCA youth flag football.

Tim Kittell, CIC
Sales, Clarksville
(931) 647-9270 x205
tkittell@higgins-ins.com 

Tim joined the Higgins Insurance in 2005. He is in Sales for Commercial Lines, Life and Health and Personal Lines insurance. Tim graduated from Bismarck High School and has a degree in Industrial Technology. He received his CIC designation in 2008. Tim is married to his wife Julie and they have two children and four grandchildren. He enjoys spending time with his grandchildren, traveling and gardening.

Sandra Litchfield
Account Manager
(270) 886-3939 x125
slitchfield@higgins-ins.com 

Sandra has been with Higgins Insurance since 2005. She is a Commercial Lines Account Manager. She attended Hopkinsville High School and graduated from Austin Peay State University with a Bachelor of Arts degree in Education. She and her husband Layton live in Christian County with their son, Clayton. Sandra is involved in her church, Flat Lick Presbyterian and enjoys riding horses on their farm.

Amanda Major
Account Manager
(270) 886-3939 x 118
amajor@higgins-ins.com 

Amanda joined the agency in January 2008 as Commercial Lines Account Manager and earned her CIC designation in September 2008. Amanda has over 14 years experience in property and casualty insurance. She graduated from Christian County High School. Amanda resides in Christian County with her husband Jeff and their four children. She is a member of New Work Fellowship Church.

Shirley Meacham
Account Manager
(270) 886-3939 x117
smeacham@higgins-ins.com 

Shirley joined Higgins Insurance in 1975. Shirley is an Account Manager in Commercial Lines. She is a life-long resident of Hopkinsville, Kentucky and graduated from Hopkinsville High School. Shirley and her husband, Larry, have two children and eight grandchildren. She is a member of New Ebenezer Baptist Church and enjoys spending time with her family and attending church activities.

Wynn Radford, CIC, CPCU, JD
Sales & Agency Principal
(270) 886-3939 x106
wradford@higgins-ins.com 

Wynn graduated from Hopkinsville High School and after graduating from Centre College and the University of Louisville Law School, Wynn joined the agency in 1979 and became an owner in 1982. Wynn has earned the CIC and CPCU designations and is currently earning the Certified Risk Manager designation. Wynn and his wife Linda, a retired teacher, have two adult children. Wynn enjoys working on accounts with challenging risk management issues and is active in local education and healthcare programs.

Bradley Sandifer, CIC
Sales & Agency Principal
(270) 886-3939 x119
bsandifer@higgins-ins.com 

Bradley joined the agency in July of 2007 and has been in the insurance industry since 2005. He became a partner in 2012. Bradley handles sales for Commercial Lines, Life and Health and Personal Lines Insurance. Bradley graduated from Hopkinsville High School and has a BS in Agricultural Economics from University of Kentucky. He and his wife Allison have two daughters, Allie and Hannah. He enjoys hunting, sports and spending time with his family.